:root{--bg:#f5f5f7;--card:#fff;--text:#1a1a1a;--text-secondary:#666;--text-muted:#999;--label:#8e8e93;--border:#ececee;--navy:#1c2333;--active:#1c2333;--status-blue:#2f6bff;--status-blue-soft:#eef3ff;--info-blue:#e8f1ff;--info-blue-text:#3a5a8c;--green:#34a853;--green-soft:#e8f8ee;--green-text:#1e8e3e;--pill-bg:#f0f0f2;--radius:14px;--radius-sm:10px;--radius-pill:999px;--phone-max:430px;--font:-apple-system, BlinkMacSystemFont, "PingFang SC", "Noto Sans SC", "Microsoft YaHei", "Helvetica Neue", sans-serif}*,:before,:after{box-sizing:border-box;margin:0;padding:0}html{-webkit-font-smoothing:antialiased;font-size:15px}body{font-family:var(--font);background:var(--bg);color:var(--text);min-height:100vh;line-height:1.5}a{color:inherit;text-decoration:none}button{cursor:pointer;background:0 0;border:none;font-family:inherit}#root{min-height:100vh}.desktop-app{background:var(--bg);flex-direction:column;min-height:100vh;display:flex}.desktop-topbar{display:none}.desktop-main{background:#e8e8ea;flex:1;justify-content:center;display:flex}.page-shell{width:100%;max-width:var(--phone-max);background:var(--bg);min-height:100vh;position:relative;box-shadow:0 0 0 1px #0000000a}.policy-table-wrap{display:none}.summary-grid,.people-grid,.follow-grid{display:block}.app-header{z-index:40;background:var(--card);border-bottom:1px solid var(--border);position:sticky;top:0}.header-bar{align-items:center;gap:8px;min-height:48px;padding:12px 16px 8px;display:flex}.back-btn{width:36px;height:36px;color:var(--text);border-radius:50%;flex-shrink:0;place-items:center;display:grid}.back-btn:hover{background:var(--pill-bg)}.back-btn.placeholder{visibility:hidden;pointer-events:none}.header-title{text-align:center;color:var(--text);letter-spacing:.2px;flex:1;font-size:17px;font-weight:700}.header-spacer{flex-shrink:0;width:36px}.tab-row{gap:0;padding:0 8px;display:flex}.tab-item{text-align:center;color:var(--text-muted);flex:1;padding:10px 4px 12px;font-size:14px;font-weight:500;position:relative}.tab-item.active{color:var(--text);font-weight:700}.tab-item.active:after{content:"";background:var(--navy);border-radius:2px;height:2.5px;position:absolute;bottom:0;left:20%;right:20%}.policy-bar{background:var(--card);border-bottom:1px solid var(--border);justify-content:space-between;align-items:center;gap:10px;padding:10px 16px;display:flex}.policy-bar .label{color:var(--text-secondary);margin-right:6px;font-size:13px}.policy-pill{background:var(--pill-bg);border-radius:var(--radius-pill);color:var(--text);font-variant-numeric:tabular-nums;align-items:center;padding:3px 10px;font-size:13px;font-weight:600;display:inline-flex}.status-active{color:var(--status-blue);white-space:nowrap;align-items:center;gap:6px;font-size:13px;font-weight:600;display:inline-flex}.status-active:before{content:"";background:var(--status-blue);border-radius:50%;width:7px;height:7px}.page-body{padding:12px 14px 32px}.card{background:var(--card);border-radius:var(--radius);margin-bottom:12px;padding:16px}.card-title{color:var(--text);align-items:center;gap:8px;margin-bottom:12px;font-size:15px;font-weight:700;display:flex}.kv-list{flex-direction:column;display:flex}.kv-row{border-bottom:1px solid var(--border);justify-content:space-between;align-items:flex-start;gap:16px;padding:11px 0;font-size:14px;display:flex}.kv-row:last-child{border-bottom:none;padding-bottom:0}.kv-row:first-child{padding-top:0}.kv-row .k{color:var(--label);flex-shrink:0}.kv-row .v{color:var(--text);text-align:right;word-break:break-word;font-weight:500}.info-banner{background:var(--info-blue);color:var(--info-blue-text);border-radius:var(--radius);align-items:flex-start;gap:10px;margin-bottom:12px;padding:12px 14px;font-size:13px;line-height:1.55;display:flex}.info-banner .icon{width:18px;height:18px;color:var(--status-blue);flex-shrink:0;margin-top:1px}.product-card{background:var(--card);border-radius:var(--radius);margin-bottom:12px;padding:14px}.product-top{gap:12px;margin-bottom:14px;display:flex}.product-thumb{background:linear-gradient(145deg,#ffe8d6,#ffc9a8);border-radius:10px;flex-shrink:0;place-items:center;width:64px;height:64px;font-size:28px;display:grid;overflow:hidden}.product-thumb.has-logo{border:1px solid var(--border);background:#fff;padding:8px}.product-thumb img{object-fit:contain;width:100%;height:100%}.product-meta{flex:1;min-width:0}.insurer-row{align-items:center;gap:6px;margin-bottom:4px;display:flex}.insurer-logo{color:#fff;background:#c8102e;border-radius:4px;place-items:center;width:18px;height:18px;font-size:9px;font-weight:800;display:grid}.insurer-logo.fwd{background:#f47920}.product-name{color:var(--text);margin-bottom:6px;font-size:14px;font-weight:700;line-height:1.4}.type-tag{background:var(--pill-bg);color:var(--text-secondary);border-radius:4px;padding:2px 8px;font-size:11px;font-weight:500;display:inline-block}.metrics-row{border-top:1px solid var(--border);grid-template-columns:1fr 1fr 1fr;padding-top:12px;display:grid}.metric{text-align:center;padding:0 6px;position:relative}.metric:not(:last-child):after{content:"";background:var(--border);width:1px;position:absolute;top:10%;bottom:10%;right:0}.metric .m-label{color:var(--label);margin-bottom:4px;font-size:11px}.metric 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p+p{margin-top:6px}.tl-attach{color:var(--status-blue);word-break:break-all;align-items:center;gap:8px;margin-top:8px;font-size:13px;font-weight:500;display:flex}.pdf-icon{color:#fff;background:#e53935;border-radius:3px;flex-shrink:0;place-items:center;width:18px;height:18px;font-size:8px;font-weight:800;display:grid}.tl-footer-date{color:var(--text-muted);margin-top:8px;font-size:12px}.fu-card{background:var(--card);border-radius:var(--radius);cursor:pointer;margin-bottom:12px;padding:16px;transition:box-shadow .15s;display:block}.fu-card:hover{box-shadow:0 2px 10px #0000000f}.fu-card-head{justify-content:space-between;align-items:center;margin-bottom:10px;display:flex}.fu-card-head h3{font-size:16px;font-weight:700}.badge-done{border-radius:var(--radius-pill);background:var(--green-soft);color:var(--green-text);padding:3px 10px;font-size:12px;font-weight:650;display:inline-flex}.badge-pending{border-radius:var(--radius-pill);color:#c77700;background:#fff4e5;padding:3px 10px;font-size:12px;font-weight:650;display:inline-flex}.fu-meta{color:var(--text-secondary);font-size:13px;line-height:1.7}.list-header{background:var(--card);border-bottom:1px solid var(--border);padding:16px 16px 8px}.list-header h1{font-size:20px;font-weight:800}.list-header p{color:var(--text-muted);margin-top:4px;font-size:13px}.policy-list-card{background:var(--card);border-radius:var(--radius);cursor:pointer;margin-bottom:12px;padding:16px;transition:transform .12s,box-shadow .15s}.policy-list-card:hover{transform:translateY(-1px);box-shadow:0 4px 14px #00000012}.plc-top{justify-content:space-between;align-items:flex-start;gap:10px;margin-bottom:10px;display:flex}.plc-product{font-size:15px;font-weight:700;line-height:1.4}.plc-insurer{color:var(--text-muted);margin-top:4px;font-size:12px}.plc-bottom{border-top:1px solid var(--border);justify-content:space-between;align-items:center;padding-top:10px;font-size:13px;display:flex}.plc-premium{color:var(--text);font-weight:700}.empty{text-align:center;color:var(--text-muted);padding:40px 16px;font-size:14px}@media (width>=1024px){.desktop-topbar{z-index:60;background:var(--card);border-bottom:1px solid var(--border);display:block;position:sticky;top:0;box-shadow:0 1px #00000005}.desktop-topbar-inner{justify-content:space-between;align-items:center;max-width:1200px;height:60px;margin:0 auto;padding:0 32px;display:flex}.desktop-brand{align-items:center;gap:10px;display:flex}.desktop-brand-mark{background:var(--navy);color:#fff;border-radius:10px;place-items:center;width:34px;height:34px;font-size:14px;font-weight:800;display:grid}.desktop-brand-text{flex-direction:column;line-height:1.15;display:flex}.desktop-brand-text strong{color:var(--navy);font-size:15px;font-style:normal;font-weight:800}.desktop-brand-text 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td{border-bottom:none}.policy-table tbody tr:hover{background:#fafbff}.pt-product{flex-direction:column;gap:4px;max-width:360px;display:flex}.pt-product strong{color:var(--text);font-size:14px;font-weight:700;line-height:1.4}.pt-product span{color:var(--text-muted);font-size:12px}.pt-insured{flex-direction:column;gap:2px;display:flex}.pt-insured strong{font-size:14px}.pt-insured span{color:var(--text-muted);font-size:12px}.pt-premium{white-space:nowrap;font-weight:700}.pt-freq{color:var(--text-muted);font-weight:500}.pt-action{text-align:right}.pt-link{color:var(--status-blue);align-items:center;gap:2px;font-size:13px;font-weight:650;display:inline-flex}.summary-grid{grid-template-columns:1fr 1fr;align-items:start;gap:16px;display:grid}.summary-col .card,.summary-col .product-card{margin-bottom:12px}.summary-col .card:last-child,.summary-col .product-card:last-child{margin-bottom:0}.product-card{height:100%}.people-grid{grid-template-columns:1fr 1fr;gap:16px;display:grid}.people-grid 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22px;display:grid;box-shadow:0 1px 3px #00000008}.apc-left{align-items:flex-start;gap:14px;display:flex}.apc-icon{background:var(--brand-soft);width:48px;height:48px;color:var(--brand);border-radius:12px;flex-shrink:0;place-items:center;display:grid}.apc-type{color:var(--brand);margin-bottom:2px;font-size:12px;font-weight:650}.apc-name{color:var(--text);margin-bottom:4px;font-size:15px;font-weight:750;line-height:1.4}.apc-no{color:var(--text-muted);font-size:12px}.apc-fields{flex-direction:column;gap:6px;display:flex}.apc-row{justify-content:space-between;gap:16px;font-size:13px;display:flex}.apc-row span{color:var(--label)}.apc-row strong{color:var(--text);font-weight:650}.apc-alert{color:var(--danger);align-items:center;gap:6px;margin-top:4px;font-size:13px;font-weight:650;display:flex}.apc-action{min-width:120px}.btn-outline{border:1.5px solid var(--brand);color:var(--brand);white-space:nowrap;background:#fff;border-radius:24px;justify-content:center;align-items:center;padding:10px 20px;font-size:13px;font-weight:700;transition:background .15s;display:inline-flex}.btn-outline:hover{background:var(--brand-soft)}.btn-outline.danger{border-color:var(--danger);width:100%;color:var(--danger)}.btn-outline.danger:hover{background:var(--danger-soft)}.aia-breadcrumb{color:var(--text-muted);align-items:center;gap:8px;margin-bottom:16px;font-size:13px;display:flex}.aia-breadcrumb a{color:var(--text-secondary)}.aia-breadcrumb a:hover{color:var(--brand)}.aia-detail-head{border:1px solid var(--border);background:#fff;border-radius:14px;justify-content:space-between;align-items:flex-start;gap:16px;margin-bottom:8px;padding:22px 24px;display:flex}.adh-left{align-items:flex-start;gap:14px;display:flex}.adh-icon{background:var(--brand-soft);width:52px;height:52px;color:var(--brand);border-radius:14px;flex-shrink:0;place-items:center;display:grid;overflow:hidden}.adh-icon.has-logo{border:1px solid var(--border);background:#fff;padding:6px}.adh-icon img{object-fit:contain;width:100%;height:100%}.adh-type{color:var(--brand);margin-bottom:4px;font-size:13px;font-weight:650}.adh-title{color:var(--navy);max-width:640px;font-size:20px;font-weight:800;line-height:1.35}.status-inforce{color:var(--success);flex-shrink:0;align-items:center;gap:8px;font-size:15px;font-weight:700;display:inline-flex}.status-inforce.compact{font-size:14px}.check-circle{background:var(--success);color:#fff;border-radius:50%;place-items:center;width:20px;height:20px;display:grid}.status-inforce.compact .check-circle{width:16px;height:16px}.aia-tabs{border-bottom:1px solid var(--border);gap:4px;margin:12px 0 20px;display:flex}.aia-tab{color:var(--text-muted);padding:12px 20px;font-size:14px;font-weight:600;position:relative}.aia-tab.active{color:var(--brand)}.aia-tab.active:after{content:"";background:var(--brand);border-radius:2px;height:2.5px;position:absolute;bottom:-1px;left:12px;right:12px}.aia-card-block{border:1px solid var(--border);background:#fff;border-radius:14px;margin-bottom:16px;padding:20px 24px;box-shadow:0 1px 3px #00000008}.collapse-head{justify-content:space-between;align-items:center;width:100%;margin-bottom:16px;display:flex}.collapse-head h2{color:var(--navy);font-size:17px;font-weight:750}.collapse-head .chev{color:var(--text-muted);transition:transform .2s}.collapse-head .chev.open{transform:rotate(180deg)}.lav-grid{grid-template-columns:repeat(3,1fr);gap:20px 28px;display:grid}.lav-grid.cols-2{grid-template-columns:repeat(2,1fr)}.lav-field{min-width:0}.lav-label{color:var(--label);margin-bottom:6px;font-size:12px;font-weight:500}.lav-value{color:var(--text);word-break:break-word;font-size:15px;font-weight:700}.premium-table{border-collapse:collapse;background:#fafafa;border-radius:10px;width:100%;font-size:14px;overflow:hidden}.premium-table th{text-align:left;color:var(--label);background:#f3f3f5;padding:10px 16px;font-size:12px;font-weight:600}.premium-table td{border-top:1px solid var(--border);padding:12px 16px}.premium-table td:last-child{text-align:right;font-variant-numeric:tabular-nums}.premium-table tr.total{background:#efefef;font-weight:750}.fine-print{color:var(--text-muted);margin-top:12px;font-size:12px;line-height:1.5}.aia-card-actions{justify-content:flex-end;margin-top:16px;display:flex}.page-h1{margin-bottom:8px;font-size:22px;font-weight:800}.muted{color:var(--text-secondary);font-size:14px}.policy-table-wrap,.policy-list-mobile{display:none!important}.people-grid{grid-template-columns:1fr 1fr;gap:16px;display:grid}.people-grid .card{margin-bottom:0}.timeline-panel.aia-card-block{max-width:none}.follow-grid{grid-template-columns:repeat(2,1fr);gap:16px;display:grid}.follow-grid .fu-card{margin-bottom:0}.app-header.mobile-only,.list-header.mobile-only{display:none!important}}@media (width>=1280px){.top-nav-inner,.page-body{padding-left:40px;padding-right:40px}}.login-page{background:#fff;min-height:100vh;display:flex}.login-cover{background:#1c2333 50%/cover no-repeat;flex:1.6}.login-panel{width:min(460px,100%);margin:auto;padding:48px 36px}.login-panel h1{text-align:center;margin-bottom:8px;font-size:40px;font-weight:700}.login-sub{text-align:center;color:#667085;margin-bottom:28px}.login-copy{text-align:center;color:#98a2b3;margin-top:28px;font-size:13px}.form-label{margin:14px 0 6px;font-size:14px;font-weight:600;display:block}.form-input{width:100%;font:inherit;background:#fff;border:1px solid #d0d5dd;border-radius:8px;padding:10px 12px}.form-error,.form-ok{border-radius:8px;margin-bottom:12px;padding:10px 12px;font-size:14px}.form-error{color:#b42318;background:#fdecec}.form-ok{color:#1e8e3e;background:#e8f8ee}.portal-btn{color:#fff;background:#206bc4;border-radius:8px;justify-content:center;align-items:center;margin-top:18px;padding:12px 18px;font-weight:700;display:inline-flex}.portal-btn.block{width:100%}.portal-btn:disabled{opacity:.7}.btn-outline{color:#2563eb;background:#fff;border:1.5px solid #2563eb;border-radius:8px;justify-content:center;align-items:center;padding:8px 14px;font-weight:650;display:inline-flex}.page-h1{margin-bottom:12px;font-size:22px;font-weight:800}.profile-actions,.form-actions{flex-wrap:wrap;gap:10px;margin:8px 0 18px;display:flex}.profile-grid{grid-template-columns:1fr 1fr;gap:14px 24px;display:grid}.profile-grid dt{color:var(--label);font-size:12px}.profile-grid dd{word-break:break-word;font-weight:700}.account-form{max-width:520px}.notice-tabs{flex-wrap:wrap;gap:8px;margin-bottom:16px;display:flex}.notice-tab{border:1px solid var(--border);background:#fff;border-radius:999px;padding:8px 14px;font-weight:650}.notice-tab.active{color:#fff;background:#1c2333}.notice-layout{grid-template-columns:1.3fr .7fr;align-items:start;gap:16px;display:grid}.notice-card{border-top:1px solid var(--border);padding:12px 0}.notice-card-head,.notice-meta,.cal-head{justify-content:space-between;align-items:center;gap:8px;display:flex}.notice-meta{color:var(--text-muted);justify-content:flex-start;margin-top:6px;font-size:13px}.notice-body{white-space:pre-wrap;color:var(--text-secondary);margin-top:8px;font-size:14px}.cal-head button{border-radius:8px;width:32px;height:32px;font-size:20px}.cal-grid{grid-template-columns:repeat(7,1fr);gap:4px;margin-top:8px;display:grid}.cal-week{color:var(--text-muted);text-align:center;font-size:12px}.cal-day{border-radius:8px;flex-direction:column;justify-content:center;align-items:center;min-height:44px;font-size:13px;display:flex}.cal-day.has{color:#fff;background:#2563eb;font-weight:700}.cal-day.active{box-shadow:inset 0 0 0 2px #1e3a8a}.cal-day.has em,.cal-day em{color:inherit;font-size:10px;font-style:normal;font-weight:700}@media (width<=1023px){.aia-card-block{border:1px solid var(--border);background:#fff;border-radius:14px;margin-bottom:16px;padding:16px}.login-cover{display:none}.profile-grid,.notice-layout{grid-template-columns:1fr}}